Financial Basics

Getting Organized

Take Control

Build Your Credit

Banking Basics

Taking the Next Steps

Determine Financial Goals

Creating a Budget

Building Your Career

Borrowing Basics

Investing for Your Future

Investing 101

Saving Strategies

Choose the Right Investment

Investing Online


Increase Your Earning Power

Tuning Your Career

Negotiating for Success

Changing Careers

Going Back to School

Starting Your Own Business

Smart Borrowing

Take Control of Your Debt

Paying for Major Purchases

Getting a Loan

Finance an Education

Managing Your Finances

What's Your Net Worth

Managing Daily Finances

Tax-Planning Strategies


Plan for Financial Success

Creating a Financial Plan

Achieving Short-Term Goals

Plan for Long-Term Goals

Retirement Planning Basics

Investing Wisely

Investing Considerations

What's Right for You?

Investing Techniques

Preserving Your Wealth

Reallocating Your Assets

Insurance Options

Wills and Trusts

Plan for Heirs

Gifting to Family & Charity

Search Ms.Money
Search this site
powered by FreeFind

Search the Web

Search the web for information on personal finance.


Finance an Education

An education is one of the most valuable investments you can make in your, your children's or your grandchildren's future. Savvy saving and borrowing can help you finance your family's education goals.

Education IRAs
These can be an excellent way to save for an education especially if you start early.

  • Penalty-free withdrawals. For higher-education expenses for yourself, your spouse, a child or grandchild.
  • Qualified expenses. These include tuition, fees, and room and board for postsecondary education - including graduate school.
  • Strong savings. The tax advantages of IRAs make them an excellent place to begin saving for an education.

State tuition savings programs Many states have tax-advantaged college savings programs. They offer:

  • Nationwide participation. Many programs allow participation no matter where you live.
  • Flexibility. You can open an account for a child, grandchild or other young person.
  • No limits. No maximum annual contribution.

Home equity loans
The equity in your home can help finance the high costs of an education.

  • Tax savings. Interest can be tax deductible.
  • Education choice. Money can be used for either college or technical school.

Student loans
Student loans often offer good interest rates, and the interest is tax deductible for the first part of the loan (see for details). There are a variety of student loans tailored for both traditional and non-traditional borrowers:

  • Stafford Loans. Subsidized and unsubsidized federal loans.
  • Private loans. Help meet the cost of education when federal loans aren't enough.
  • Complete education loans. From kindergarten through adulthood, these loans help finance lifelong learning goals.

Repayment options
Eventually, you'll have to repay your student loans. Thankfully, there are a number of plans available:

  • Standard. Principal and interest payments are divided into equal monthly installments throughout the repayment period.
  • Consolidated. Combine all eligible federal loans into a single new loan.
  • Graduated. Smaller payments at the beginning of the repayment term gradually increase over time.

Remember, it's never too late to finance your education. Talk to your financial representative or visit the Student Financial Services to learn how Wells Fargo can help make your educational goals a reality.



Site Map | About | About Tiffany Bass Bukow | Contact Us | Privacy | Terms of Use


Copyright 2006, Inc. All rights reserved. is a trademark of, Inc.