Kids, Parents, and Money
	The Bad News
	The Good News

	Family Culture
	Being a Role Model
	Your Own Financial Plan
	Setting Expectations for Different Ages

	Income
	Spending
	Create a Budget
	Learning Milestone

	Goal Attainment for Kids
	Short Term Goals
	Long Term Goals
	Goal Worksheet
	Learning Milestone

	Everyday Lessons
	It Only Takes a Few Dollars
	Overview of Investments
	Risk Profile
	Determining Your Risk Profile: What's Right for You?
	Learning Milestone

	Terms
	Teaching Teens About Credit Cards
	Managing Debt
	Learning Milestone

	Creating a Financial Plan
	Five Immediate Steps to Take
	Final Checklist
	Final Learning Milestone