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  4/6/2006 12:02 AM        <dir> _notes
 1/22/2006 11:00 PM        23581 asset_allocation.htm
 1/22/2006 11:00 PM        24009 asset_rebalanc.htm
 1/22/2006 11:00 PM        24293 basic_asset.htm
 1/22/2006 11:00 PM        23482 diversification.htm
  1/2/2004  1:25 PM        25227 diversification.htmBackup061501
 1/22/2006 11:00 PM        21152 life_change.htm
 8/30/2002 11:30 AM         1550 tensecrets_investing.htm
 1/22/2006 11:00 PM        23153 where_to_invest_intro.htm
 1/22/2006 11:25 PM        56268 WS_FTP.LOG