Financial Aid Options
An education is one of the most important investments
that you can make. You can afford the education and
the school that you want, if you take advantage of all
the financial aid opportunities that are available to
you. We'll give you the information you need to get
through the financial aid process.
Scholarships and Grants
Scholarships and Grants are examples of "Free Money"
that do not need to be repaid. Loans do have to be repaid
and work-study programs are set up for students to earn money
for their education. Scholarships may be given to students
who have demonstrated or shown potential for excellence in
a certain area or discipline, such as academics, sports, music,
and other areas. Financial need is not always a criterion
for receiving scholarships.
Grants are another type of "free money" that do
not need to be repaid. You can receive grants from the federal
government, state government, your school, or private organizations.
Two useful links concerning different scholarship and grant
options are FinAid,
providing general information, and FastWEB,
allowing you to search thousands of scholarships based on
your personal profile of skills and abilities.
School-Sponsored Funding - Work-Study Programs
Work-study programs are government subsidized, need-based
on-campus employment opportunities for students. Work-study
paychecks supplement your discretionary income. For more information
contact your Financial Aid Administrator.
If your total need isn't met by the sources above, there
are several types of student loans to consider:
Stafford Loans are awarded on the basis of financial
need and are regulated by the federal government.
- Federal PLUS
Loans are available to parents of undergraduate students.
These are based on credit history and require a credit check.
- Alternative Loans can fill the gap between what you receive
from all financial aid sources and what you really need
to cover the cost for your education. Citibank offers the
Loan, a no-fee student loan with a low interest rate, no
payments due while you are in school and flexible repayment
options afterwards. Apply
- CitiAssist Loans are available for medical
- Find out more about Special
Offers available only from Citibank, including fee reductions
and interest rate reductions.
More than likely, your financial aid package will be made
up of a combination of scholarships, grants, loans and work-study
programs. The mix will differ from school to school and from
student to student.
Your home can be your secret educational financing tool.
A Citibank Home Equity Line of Credit can be a valuable funding
option in addition to your student loans and may also be tax
deductible. To find out more, email us at firstname.lastname@example.org
or call us at 1-888-216-2484.
If you have any further questions, our Financing
Your Education FAQ should be able to help.