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Medical Insurance
The U.S. Government reports that 75% of all workers in America
receive some form of medical insurance. Most companies provide
a choice of plans, the most common types being health maintenance
organizations (HMOs) and preferred provider organizations
(PPOs) (see sidebar).
Here are questions to consider when evaluating your health
insurance:
- How often do I see the doctor?
- Is routine care (such as annual physicals and gynecological
appointments) covered?
- What is the co-payment for office visits and prescriptions?
- Are birth control pills covered?
- What is the monthly charge to me for each plan?
- Does the plan cover dental? Vision?
- Does the plan cover alternative treatments (such as acupuncture,
chiropractic, and massage)?
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Medical
Insurance
