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Debt Counseling

It's easy to feel overwhelmed. You start out with a few charged purchases, but then you just pay minimums for a few months, and all of a sudden it seems your credit card balance has spiraled out of control.

There's no shame in getting help. Just as you go to a doctor for medical guidance, you should seek the assistance of a professional debt counselor to help you resolve debt issues.

Debt counseling can help you with the following:

  • Avoid bankruptcy, foreclosure, and repossession.
  • Deal with judgements and payroll garnishments.
  • Stop collection agencies from harassing you.
  • Fix problems on your credit report.
  • Negotiate with creditors.
  • Settle debts for less than owed.
  • Buy a house, car, or land with bad debt.
  • Deal with back taxes owed.
  • Deal with credit fraud and identity theft .

Go to Debt Counselors of America (www.dca.org)

 Qualifying for Credit

 Debt vs. Investment

 

 Credit Cards

 

 Getting a Loan

 

 Bankruptcy

 



 

 

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