Your entire credit history is recorded and tucked away in
one all-important document known as your credit report. These
files are maintained by credit reporting agencies (a.k.a.
credit bureaus, such as Experian, Trans-Union, and Equifax).
A credit report is only as accurate as the data provided--which
isn't always as reliable as you might expect.
Just like in school, you actually get a letter grade that
reflects how well you've handled paying bills and such, but
unlike in school, your credit history will be continually
reassessed throughout your financial life.
How to make heads or tails of the information included in
your credit report.
Nobody plans for the worst, but don't let a marriage in ruins
ruin your credit history.
How to get a copy of your credit report.